Legal Iou

you can write any name, rate, date, dues payments, etc. more detail the most useful. this is my first time doing one, but I do not know how. I could just mess it up .. I'm the one who is lending money and I need to order / IOU note signed to protect myself in case the person is unable to repay. thank you in advance!

Ask them to write you a check point in time. It is just as safe if not safer.